第二百四十八条 因被保险人的故意，未将本法第二百四十七条第一款规定的重要情况如实告知保险人的，保险人有权解除合同，并不退还保险费。合同解除前发生海上保险事故造成损失的，保险人不承担赔偿责任。
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To the people on Flight SQ321, that would have seemed an eternity. Eight seconds after the captain’s warning, the plane plummeted. Within five seconds, it had dropped a hundred and seventy-eight feet—about the height of a nineteen-story building. There was no time to react, Azmir later told reporters. “Whoever wasn’t buckled down, they were just launched into the air within the cabin,” he said. Azmir had a window seat near the back. When a plane hits turbulence, it tends to seesaw from front to back, so the first and last rows rise and fall the most. “I saw people from across the aisle just going completely horizontal, hitting the ceiling,” Azmir said. “People getting massive gashes in the head.” Some passengers were vaulted up so violently that they dented the luggage bins, or thrust their heads through the panels where the oxygen masks were stored. Those who were standing were sent somersaulting down the aisles; those sitting in the lavatories smashed into the ceiling. It was “sheer terror,” one passenger later said. Then, just as abruptly, the plane lurched up, slamming everyone back to the ground. In just four seconds, the gravitational force on their bodies changed from negative 1.5 g’s to positive 1.5 g’s, Singapore’s Ministry of Transport later noted. It was as if their bodies went from being helium balloons to being sandbags.