大年初五，我去城北找小时候常吃的煎粉摊。印象里，春节期间那里总是堵得厉害，十字路口的人行天桥挤满人，走上去甚至会有一点轻微晃动。可那天到了一看，街上却空了许多。以前常逛的品牌服装店换了门头，成了红底白字的“工厂直供店”，临街最显眼的还是老凤祥、中国黄金，循环播放着春节里特有的热闹音乐。
近年来，受宏观经济深度调整，国内信贷需求偏弱，LPR（贷款市场报价利率）重新定价等因素影响，银行的挑战前所未有。置身周期底部，谁能跑出更快更稳的资产扩张曲线，谁就能在下一轮洗牌中掌握主动权。
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